If I’m asked for additional information or a medical, will I have to pay more?

Not necessarily. It will depend on whether the information shows that you are a higher risk.

When the Insurance Company asks for extra information, it is because they think it is possible that you represent an above average risk. When they assess the information that you supply it may show that you are a normal risk, in which case the premium will be as quoted. This is the case in 88% of applications. Alternatively they may decide that you rated as a higher risk, in which case your premium will be greater.

Please note : The information contained within the FAQ section has been written by Mortgage Protected Online

Related questions:

How does the Insurance Company calculate my premium?

Is the price I’m quoted the price I pay?

Why might I have to pay a higher premium than someone else?

Does it cost more if I’m smoker?

Will my medical history affect the premium?

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