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What if I can’t find my policy?
Don’t worry if you can’t locate policy documents. This is quite a common situation. You’ll be able to trace the Insurance Company through the premium payments made from your bank account. The bank will be able to help you identify the Insurance Company and the payment reference number. Then you can phone the Insurance Company and they’ll issue a lost policy form for you to complete. The advice is to get your Life Insurance policy written “in Trust”. This will ensure that, in the event of a claim, the money goes quickly and directly to the people you intended. It also avoids any Inheritance Tax. That could represent a tax saving of 40%! It’s easy to have a policy “written in trust”. Please note : The information contained within the FAQ section has been written by Mortgage Protected Online Related question: |
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